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knowing.finance by fctb. GmbH

Everything you need at a glance 

Purpose: curated studies, whitepapers, and presentations in one place.

Here it is all about summaries 

Time Savings: Quickly scan core findings without reading dozens of pages.
Actionable Insights: Focus on what matters most, from regulatory updates to consumer trends.
Structured Format: Easily compare studies thanks to uniform categories (summary, relevance, event link, etc.).
Trust & Transparency: Rely on clear, credible sources instead of sifting through fragmented data.

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After a cautious 2024—fewer new startups and almost no new unicorns—the German market is heading into 2025 more consolidated and focused on sustainable growth. Existing Fintechs are refining their products for risk-averse customers, while banks seek new revenue streams via innovation and brand differentiation. Regulatory tightness remains, but companies that master compliance can turn this into a competitive advantage.

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